![](\"https://lh7-rt.googleusercontent.com/docsz/AD_4nXdVO5zXBHctHlbPhUGBe--UCY574hitETyBQpuSUrewD0QmmieEdLRiR0ma-uNEdba4exoXKbHG7a75-c-nBwrtRLnBufiLhVTypO_WVSrq7t4dsxAe4a3wa8jlbronwLn0Gkm4Cw?key=qJR3NanN5Rg-mq3x5Suvdkut\")
One of the most overlooked but critical aspects of your EPF account is nominating the right person to receive your funds in case of your demise. With EPFO mandating the process to be done online through the UAN portal, here’s everything you need to know to file, edit, or validate your EPF e-nomination.
If you want to understand why EPFO has made this a hard requirement rather than a suggestion, our companion post, EPF e-Nomination is Now Mandatory: EPFO's New Rule You Can't Ignore, covers the enforcement side in detail. This guide focuses on the \"how,\" that one covers the \"why.\"
The Employees' Provident Funds Scheme, 2026 was notified by the Ministry of Labour and Employment and came into force from 1 July 2026, replacing the EPF Scheme of 1952. Under paragraph 44(3) of the new scheme, any nomination filed under the erstwhile 1952 scheme is treated as void to the extent it is inconsistent with the current one. [Gazette notification number to be added on verification.]
In practice, this means:
If you are unsure whether your existing nomination still counts, the safest move is to log in and file a fresh one using the steps below. It takes about ten minutes and immediately supersedes anything filed earlier.
Before you attempt filing the e-nomination, ensure that your UAN account is KYC-compliant. The following must be correctly updated:
| Field | Mandatory for Filing |
|---|---|
| Name (as per Aadhaar) | Yes |
| Date of Birth | Yes |
| Gender | Yes |
| Father's/Husband's Name | Yes |
| Marital Status | Yes |
| Aadhaar & Mobile linked | Yes |
| Photograph uploaded | Yes |
If any of these are incorrect, update them through your employer or raise a joint declaration before proceeding.
| Relationship | Mandatory to Add? | Aadhaar Required | Remarks |
|---|---|---|---|
| Spouse | Yes | Yes | Mandatory if married |
| Dependent Mother | Optional | Yes | Advisable to add |
| Dependent Father | Optional | Yes | Advisable to add |
| Son(s) | Optional | Yes | Define % share |
| Daughter(s) | Optional | Yes | Define % share |
| Widow Mother | Optional | Yes | Female members only |
| Husband's Dependent Mother | Optional | Yes | Female members only |
EPFO advises members to nominate all eligible family members and specify share (%) for each.
![](\"https://lh7-rt.googleusercontent.com/docsz/AD_4nXff2Ca4lkPxho3g9QOYPUelZSBmGffFxDdPdLlA71tkWbQtYIXILfHrQ1b2tDgtrmuQa5WMKgcDIwyF1kL-j8QT2jXkZIZpMOksA4-cM1uHMa6T9QNtDsMjsiwnPKqT3VkdVZc4Dg?key=qJR3NanN5Rg-mq3x5Suvdkut\")
Note: If your KYC like Aadhaar, DOB, and Gender is incomplete or mismatched, the nomination screen won’t load. You will have to update these details through your employer before proceeding.
If your basic KYC is correct, you’ll be shown your profile screen (with photo and basic details).
Click ‘Proceed’ to continue with e-Nomination.
You’ll be asked:
\"Do you have a family?\"
Click:
![](\"https://lh7-rt.googleusercontent.com/docsz/AD_4nXdu5vUnKL4XZN3aDSxNT6Jc8JLbzRxeRq7JkvjGmlVaV6bGSLxwJ-U3HhTOTs7VbvaGxH25FUic3Tp6cUTAsGYYWI0p6TUZ8BQimWYQtI1QjAtAE_iqD65WjwBX0O3ICc_9XvUR5Q?key=qJR3NanN5Rg-mq3x5Suvdkut\")
Enter each family member's:
Click ‘Add Row’ to include multiple members.
After entering details for all nominees, click ‘Save Family Details’.
You’ll now be redirected to assign nominee shares.
Now you’ll assign what % of your EPF balance goes to each family member.
For example:
Total should be exactly 100%
This step is mandatory and often missed.
After completing your EPF nomination, you must now submit nomination for your EPS (Employees' Pension Scheme).
Follow the same process again:
Re-enter details for each family member:
Click ‘Add Row’ to include multiple members.
Click ‘Save Family Details’ to move to the share allocation screen.
Assign what percentage of your EPS corpus goes to each nominee.
Make sure the total adds up to 100%.
Click ‘Save EPS Nomination’ to save the draft.
✅ Done! You can now proceed to e-Sign this nomination as well to complete the process.
No, and this is a common source of confusion. Your EPF nomination decides who receives your provident fund balance and EDLI insurance payout. Your EPS nomination separately decides who receives pension-related benefits under the Employees' Pension Scheme. EPFO treats them as two distinct filings within the same session, which is why the portal asks you to repeat the family and share details for EPS even if you just finished doing it for EPF. Skipping the EPS step is one of the most common reasons families later discover a nomination is \"incomplete.\"
After assigning the nominee share, click ‘Save EPF/EPS Nomination’.
Your entry is saved as a draft. Now you need to e-Sign to validate.
Click the e-Sign button. You’ll be redirected to the Aadhaar authentication screen.
You’ll be given two options:
Enter your 12-digit Aadhaar number or 16-digit VID, and proceed.
You’ll receive an OTP on your Aadhaar-linked mobile number.
Enter the OTP to verify. If it matches, your nomination details will be digitally signed.
You’ll get a confirmation message on the screen that your e-nomination has been successfully recorded.
You can now view, download, or update your e-nomination any time by revisiting the same portal.
Do not assume the process is complete just because you did not see an error. To confirm your e-nomination actually went through:
| Problem | Likely Cause | Fix |
|---|---|---|
| Nomination screen will not load | 8KYC incomplete or mismatched (Aadhaar, DOB, gender) | Update via employer or a joint declaration, then retry |
| e-Sign OTP not received | Mobile number not linked to Aadhaar, or network delay | Confirm Aadhaar-linked mobile with UIDAI, wait a few minutes, retry |
| Share percentages rejected | Total does not add up to exactly 100% | Recalculate and re-enter shares for all nominees |
| Portal times out or throws an error mid-session | Server load during the post-migration stabilisation window | Retry after some time; avoid repeated resubmissions in quick succession |
| Nomination shows as saved but not confirmed | e-Sign step was skipped after saving the draft | Go back to 'Pending Nomination' and complete e-Sign |
You can edit your e-nomination any time by re-submitting the form:
Your latest submission overrides the previous one.
This is especially useful when:
Filing your e-nomination is one of the fastest, highest-impact updates you can make to your EPF account, and under EPF Scheme 2026 it is worth re-checking even if you did this years ago. For a deeper look at why EPFO is enforcing this so strictly, read EPF e-Nomination is Now Mandatory: EPFO's New Rule You Can't Ignore. If you are also preparing for a withdrawal, our PF Withdrawal Rules under EPFO 3.0 guide is a natural next read, since a clean nomination record helps that process go smoothly too.
Not sure whether your existing nomination still holds, or want a second pair of eyes before you e-Sign?
Check Your PF Withdrawability or Book a Free Consultation with our EPF experts.
Have questions or want to stay updated on EPF changes? Join the conversation on Reddit, X, Instagram, LinkedIn, Facebook, or YouTube.
"},"category":"PF Expert Consultation","author":"Finright","is_published":true,"is_draft":false,"published_at":"2026-02-17T12:38:08.299Z","is_deleted":false,"summary_id":{"_id":"699461302eb8014fa943ea80","summary":"Your profile might be incomplete (missing Aadhaar, gender, DOB, etc.). Update via employer or Joint Declaration.
","_id":"699461302eb8014fa943ea7c"},{"question":"Can I nominate someone outside my family?","answer":"Only if you don’t have a family at the time of filing. This becomes invalid once you acquire a family.
","_id":"699461302eb8014fa943ea7d"},{"question":"Do I need to upload any documents?","answer":"No documents are needed, but Aadhaar authentication is compulsory.
","_id":"699461302eb8014fa943ea7e"},{"question":"Is my old nomination still valid under EPF Scheme 2026?","answer":"Not automatically. Under the 2026 scheme, nominations filed under the earlier 1952 scheme are void wherever inconsistent with the new rules. If you have not re-filed recently, file a fresh nomination to be safe.
","_id":"6a6313bad28e7d83a17e9fd3"},{"question":"How do I check if my e-nomination was successful?","answer":"Log in to the Member Portal, go to Manage, then e-Nomination, and check 'Nomination History' for a confirmed status.
","_id":"6a6313bad28e7d83a17e9fd4"},{"question":"What is the difference between EPF nomination and EPS nomination?","answer":"EPF nomination covers your provident fund balance and EDLI insurance payout. EPS nomination separately covers pension benefits. Both must be filed in the same session.
","_id":"6a6313bad28e7d83a17e9fd5"},{"question":"What happens if I do not file an e-nomination at all?","answer":"EPFO can restrict or delay claim filing, withdrawal, and pension processing for your account, and in the event of death, your family may face avoidable delays and disputes over the payout.
","_id":"6a6313bad28e7d83a17e9fd6"},{"question":"Can I change my nominee after e-Signing?","answer":"Yes. File a fresh nomination and e-Sign again. The latest signed submission always overrides the previous one.
","_id":"6a6313bad28e7d83a17e9fd7"}],"is_deleted":false},"createdAt":"2026-02-17T12:38:08.299Z","updatedAt":"2026-07-24T07:26:50.638Z","__v":0,"slug":"how-to-file-or-update-e-nomination-in-your-epf-account-complete-guide-2025","author_id":{"_id":"6a3ed3fed3d5b776bedcd8b2","name":"Ketan Das","profilePicture":"https://finright-cms-media.s3.ap-south-1.amazonaws.com/fd116996-dabd-4f96-949e-f63a281d41ef.webp","about":"Business Head at FinRight Technologies","id":"6a3ed3fed3d5b776bedcd8b2"},"expert_quote":"","expert_quote_attribution":"","id":"699461302eb8014fa943ea82","totalLikes":0,"totalViews":3916,"totalShares":0,"ctas":{"checkmypf-1":{"_id":"69e364082c6fa767919261a7","unique_key":"checkmypf-1","button_text":"Check YOUR PF Now!","description":"Unsure about your PF balance? Use FinRight's CheckMyPF tool to analyze your EPF records for potential discrepancies or missed transfers.","heading":"Check My PF – Get Your Detailed Report!","navigation_url":"https://finright.in/check-pf-withdrawability"},"bookexpertcall_1":{"_id":"69e3643e2c6fa767919261a8","unique_key":"bookexpertcall_1","button_text":"Book a Call","description":"Book a consultation call with our EPF experts to get personalized assistance for withdrawal or transfer of your Provident Fund.","heading":"Need Help with PF Withdrawal or Transfer?","navigation_url":"https://finright.in/"},"transfer-1":{"_id":"69e364862c6fa767919261a9","unique_key":"transfer-1","button_text":"Start Your Transfer Journey!","description":"Let us assist you with the smooth transfer of your Provident Fund balance from previous employers. Ensure your funds are consolidated.","heading":"Transfer Your PF Without Hassles","navigation_url":"https://finright.in/"},"withdrawal-1":{"_id":"69e364b82c6fa767919261aa","unique_key":"withdrawal-1","button_text":"Start Your PF Withdrawal Journey!","description":"If you're ready to withdraw your PF, let us guide you through the process, ensuring all documents and conditions are met.","heading":"Simplified PF Withdrawal Process","navigation_url":"https://finright.in/"}}},"nextBlog":{"_id":"6994635d2eb8014fa943eada","title":"How to Update EPF KYC in 2026: Step-by-Step Guide (Fixed)","primary_image_url":"https://finright-cms-media.s3.ap-south-1.amazonaws.com/9c81d4a9-66c1-491b-8b3a-a47dc8951c32.webp","id":"6994635d2eb8014fa943eada"},"previousBlog":{"_id":"699460ff2eb8014fa943ea68","title":"Don’t Let Form 11 Errors Derail Your EPF and EPS Benefits — Here’s How to Avoid Them","primary_image_url":"https://finright-cms-media.s3.ap-south-1.amazonaws.com/4e24d2b5-2cdc-4128-a3a8-7e52c8af69f5.webp","id":"699460ff2eb8014fa943ea68"}}![](\"https://lh7-rt.googleusercontent.com/docsz/AD_4nXd7mxhTw34bIUrwmyZM9pFCyTud5DUw-83nrwyL_BjrHKzyG-wg8c98DAxiU1rRBe7GL9YmxuwDtZh4RJun9I2cg7mweNwRufwnXHHFmlw91Y4-QBSmsBwCMjoPANGDF2F-rOBzCA?key=qJR3NanN5Rg-mq3x5Suvdkut\")
![](\"https://lh7-rt.googleusercontent.com/docsz/AD_4nXfzmqVqQ4JAsOc0Yixik7zxAeM5v29WZHIOtA8dCI_ZbB7aqg49pzDmpVX2pkXk4UK07_zBi0cGwtkivyABGuAtYb0lPu_UGZB0TwrW_18pGdLaZLGwukq8GhMvJSuptDamnueYUg?key=qJR3NanN5Rg-mq3x5Suvdkut\")
![](\"https://lh7-rt.googleusercontent.com/docsz/AD_4nXcPRmL3Z1RZa779LsSUHUO1SbBwrSs1jlNtA-yHjnFPoxGn8zAbxZcYWtW-gEa3qy_Zp7J-KF4-4WmpHRx8l6JIuyW7-cePU-BaGfzKDLncyNJxr8QtvtxaAJpI53S2MEBm2x1C?key=qJR3NanN5Rg-mq3x5Suvdkut\")
![](\"https://lh7-rt.googleusercontent.com/docsz/AD_4nXd-8tkgY_uQa4U3zRa-KbdHRqpkJa-TalZ0Jw6AFXhCf7QEidzGYbJWgP9csVWYKrlVCHUV88PyQbs4-SCWN8XFsoR-7WoakYHALVJfJBjyAw4odX2C_65o4avLmdy4Xwx7IRHX?key=qJR3NanN5Rg-mq3x5Suvdkut\")
![](\"https://lh7-rt.googleusercontent.com/docsz/AD_4nXefuDure8gk7cLEnHXxSvSkssr7glph5Re6Q4UiFyUf1jKyd8KbqT7rzmQRqL_Zk2QsxZtqzoMSxycNPp6jMoT0ZRppoeyIKfk6TSJAzm-HtMuCTSCSQmhHzzNuNogGIU3ChHjQqw?key=qJR3NanN5Rg-mq3x5Suvdkut\")
![](\"https://lh7-rt.googleusercontent.com/docsz/AD_4nXcK9Irc3Povw4HvM2Yheb-CmEPmk3vI4359jhynY2R9TpMXMwyZMcCMC922ZdLheqGvpz5tgXSK1cBRgTq7jBNRVgXBopvUqHsE0-vXOBjiqDCAy933-zyXgEj17tVO1dfx5BOYNg?key=qJR3NanN5Rg-mq3x5Suvdkut\")