Good news for over 7 crore EPF members! The Employees’ Provident Fund Organisation (EPFO) has made two big changes that will make withdrawing your PF smoother, quicker, and less frustrating. These aren’t just cosmetic updates—they tackle the two biggest reasons behind claim delays and rejections.
Why it matters: The bank account is already authenticated via Aadhaar and NPCI. Rechecking the same thing using a document is just wasted time.
✅ Just log into your UAN portal, enter your bank details, verify with Aadhaar OTP, and once the bank approves, the information will be updated in EPFO.
Statistics That Matter India currently has 7.74 crore active EPF contributors. Of these, 4.83 crore members have already seeded their bank accounts. Daily, over 36,000 bank seeding requests are initiated, underlining the importance of an efficient and reliable verification process.
Finright Can Help You Navigate These Changes If you’re unsure about your eligibility or need help with bank seeding and PF advance claims, tools like FixMyPF can be invaluable. For hands-on assistance, visit FinRight.in, where experts can guide you through every step of your PF journey.
These reforms reflect EPFO's shift
"},"category":"PF Withdrawal","author":"Finright","is_published":true,"is_draft":false,"published_at":"2026-02-17T11:00:19.715Z","is_deleted":false,"summary_id":{"_id":"69944a432eb8014fa943af7c","summary":"EPFO eliminates the need to upload cancelled cheque or passbook images if the bank account is already verified and linked with UAN, reducing claim delays by 30–35%. Employer approval for bank account seeding is removed; members can now update bank details themselves via Aadhaar OTP verification on the UAN portal. Over 7.74 crore active EPF members benefit from these reforms, making PF withdrawals faster and less dependent on employer actions.
"},"visual_summary":null,"faq_id":{"_id":"69944a432eb8014fa943af76","faqs":[{"question":"Do I still need to upload a cheque leaf or passbook image?","answer":"No, this requirement has been fully removed for all members.
","_id":"69944a432eb8014fa943af77"},{"question":"Will I need my employer’s approval to update my bank account?","answer":"No. EPFO has removed the employer approval step after bank and Aadhaar verification.
","_id":"69944a432eb8014fa943af78"},{"question":"How do I update or change my bank account with UAN?","answer":"Login to the UAN portal, enter your new bank details and verify using Aadhaar OTP and Bank verification.
","_id":"69944a432eb8014fa943af79"},{"question":"How quickly will my PF claim be settled now?","answer":"With these reforms, auto claims up to ₹5 lakh will be settled within 3 days. To learn more, read about the EPFO Auto-Settlement Limit. However, for full and final settlement, the turnaround time will still range from 3 to 22 working days, depending on the verification process.
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